How Revenue-Based Financing Works—and Who It’s Right For

Not every business fits the mold of traditional bank lending. If your company generates steady revenue but lacks strong credit or collateral, revenue-based financing (RBF) could be the perfect alternative.

At Oracle Consulting, we connect small business owners with trusted lenders who provide flexible, performance-based funding—so you can get capital based on what your business earns, not what it owns.

What Is Revenue-Based Financing?

Revenue-based financing is a funding option where you receive a lump sum of cash and repay it through a fixed percentage of your daily or weekly revenue. Unlike traditional loans with set monthly payments, RBF adjusts with your business’s cash flow—so when business is slower, your payments are smaller.

It’s a low-pressure way to borrow money without the stress of fixed repayments or asset-backed loans.

How It Works

1. Submit recent business bank statements (usually last 4–6 months).

2. Get approved based on your average monthly revenue—not your credit score.

3. Receive funding—often in 24–48 hours.

4. Repay through a percentage of future sales until the loan is paid off.

It’s that simple.

Who Is Revenue-Based Financing Best For?

This option is ideal for:

• Businesses with $5,000+ in monthly revenue

• Companies with irregular or seasonal cash flow

• Owners with low credit scores or no collateral

• Entrepreneurs in retail, food, transportation, e-commerce, and service-based businesses

If your sales are strong but your credit isn’t, RBF is often easier to qualify for than traditional loans.

Benefits of Revenue-Based Financing

✅ No hard credit checks
✅ No collateral required
✅ Flexible repayments based on actual income
✅ Fast funding—often same-day approvals
✅ Works for nearly all industries

Why Work with Oracle Consulting?

We take the guesswork out of funding. Oracle connects you with trusted funding partners who specialize in revenue-based loans. We help you compare offers and choose the best-fit option—without endless paperwork or confusing terms.

Get Started Today

Want to learn if revenue-based financing is right for your business?
👉 Visit oracleconsults.com or call (833) 432-6740 for a free consultation.